Linktera is a global technology, fintech, regtech, and AI-driven consulting company.




6+
Locations
Serving clients across multiple regions with local insights and global standards.
Linktera's entrepreneurial spirit produces software-oriented Product Development & Technology Solutions.
10+ Products
2000 +
Projects Delivered
Over 2000 custom projects across finance, retail, energy, telecom, public services, and more have been tailored to each client’s needs.
6+
Locations
Serving clients across multiple regions with local insights and global standards.
Linktera's entrepreneurial spirit produces software-oriented Product Development & Technology Solutions.
10+ Products
1500 +
Projects Delivered
Over 1,500 custom projects across finance, retail, energy, telecom, public services, and more have been tailored to each client’s needs.
Our Services
Linktera delivers advanced solutions across fintech and regtech, covering risk management, regulatory reporting, intelligent automation, data analytics, and artificial intelligence.
AI & Data Analytics
Smarter data. Sharper decisions.
Production-grade AI that goes beyond reporting — predicting outcomes, mitigating risk, and creating measurable business value.
Credit & Regulatory Risk
Where regulation meets resilience.
Risk and compliance solutions designed for today's regulatory complexity — and built to scale with tomorrow's.
Financial Risk
Risk managed. Capital protected. Decisions backed.
Quantitative expertise and advanced analytics that transform risk into a measurable, manageable, and strategic asset.
Legal Regulatory Reporting
One platform. Every report. Built for scrutiny.
Centralized regulatory reporting that eliminates manual processes, ensures accuracy, and keeps you audit-ready at all times.
Talent Factory
The right team changes everything.
Future-ready, cross-functional talent that plugs directly into your workflows — accelerating innovation and growth from day one.
Agent AI and Automation
Automate decisions. Not just tasks.
RPA, AI, machine learning, and conversational AI — combined into a single automation ecosystem that transforms how your operations run.
Through its innovation hub, Linktera Labs, the company develops products tailored to accelerate digital transformation and address the unique needs of the financial industry.
Banking that moves at your customer's speed.
Payify is a mobile banking platform that empowers financial institutions to deliver fast, secure, and personalized digital experiences. It integrates easily with existing systems, enhancing user journeys with intuitive interfaces and advanced payment features. Its scalable architecture enables quick deployment and ongoing innovation.
One platform. Every report. Zero compromise.
BRM centralizes all regulatory and internal reporting into a single source of truth — automating workflows, ensuring compliance, and eliminating reconciliation headaches.
Your treasury. Centralized. Real-time. In control.
SpineX unifies treasury operations on one platform — enabling faster decisions, better liquidity management, and full visibility over cash flow and risk.
Smarter credit decisions. No code required.
CreditBoost automates approvals, limits, and collections for Retail, Micro, and SME segments — powered by a field-proven AI score and dynamic no-code decision trees.
Group data. One truth.
Finsolidate collects, cross-checks, and consolidates subsidiary data across your financial group — through robust APIs and dynamic rules that keep everything consistent and audit-ready.
Multi-dimensional risk. One decisive view.
RateLink consolidates application, behavioral, and parent company ratings under one roof — giving you real-time portfolio monitoring and drill-down transparency on every score.
IFRS 9, handled end-to-end.
Tera9 delivers fast, flexible ECL calculations with full audit trails, scenario simulations, and maker-checker controls — built for banks that can't afford uncertainty in their provisioning.
Separate technical updates from content. Stay compliant, stay agile.
CreditLink integrates data extraction, high-performance calculations, and reporting into one auditable framework — enabling stress testing, ICAAP simulations, and optimized RWA across economic scenarios.
Know what's coming before it arrives.
SalesForecast analyzes historical data, seasonality, and market trends to predict sales volumes and cash flows — eliminating uncertainty from budgeting and resource planning.
Hidden anomalies don't stand a chance.
DAT scans your entire data universe with AI and ML — catching not just errors, but the complex, hidden patterns that break your data-driven processes before you even notice.
Turn complexity into clarity.
Model risk, cost, and capital — all at once. proFIT lets you simulate profitability scenarios in real time, so you price smarter, allocate capital better, and lead with confidence.
See risk before it sees you.
CreditWatch monitors your entire credit portfolio continuously — detecting behavioral shifts and emerging risks before they become losses. Proactive. Precise. Always on.
Automate the workflow. Trust the numbers.
Pure Balance eliminates manual errors by automating data mapping, transformation, and analysis — powered by an extensive rule library, customizable rule sets, and AI-driven anomaly detection for greater accuracy and reliability.
Our References
Our collaborations with leading banks, insurance companies, and financial institutions reflect our commitment to high standards of security, efficiency, and digital transformation tailored specifically for the finance sector.






















Beyond finance, we deliver impactful solutions across a wide range of industries—from manufacturing to retail, education to public services—adding value to every organization’s digital journey.

















Ready to transform your future?
Partner with Linktera to design secure, scalable digital systems that power agility, resilience, and long-term growth.
Our Locations, Worldwide
Our global footprint enables us to serve clients across regions with deep local insight and international expertise.
Linktera Middle East FZE
Dubai, UAE
One Central, The Offices No. 1, Office No. 103 - 104 PO Box 9821 Dubai, UAE